If there is one thing that stands between a person and a contract phone, it has to be the issue of credit history. From time immemorial, UK individuals with a poor credit history have borne the brunt of rejections every time they sought to be approved for a contract phone. Back then, only individuals with a good credit score had a shot at approval for a contract phone. However, the economic downturn of 2008 somehow led to a change of heart on the criteria not to mention the threshold for approval.
Within no time, cheap contract phones designed for individuals with a poor credit rating sprung up and the aftermath was the proliferation of UK mobile phone providers offering bad credit mobile phones, guaranteed mobile phones as well as no credit check mobile phones. At last, having a bad credit score was not an invitation to be charged exorbitant rates but rather provided the platform to enjoy many deals specifically meant for those with a less than average credit score. Cheap contract phones became a reality and the age-old belief that those with a poor credit rating couldn’t be considered or approved for a phone contract was demystified.
Providers ran over themselves with the sole objective of winning over clients looking for cheap contract phones. Chances are that you too are looking for similar phones and simply can’t seem to figure out how to go about it. Well, if you are, you need not worry as we are going to shed light on the subject.
Take your time and do some background research
Do not be in a hurry to get approved for a phone contract because of your unpleasant past experiences. Unlike in the past where getting a cheap contract phone was a difficult, nowadays there are countless providers offering these phones for individuals with a poor credit rating. For this reason, you need to carry out research online, make comparisons of the various UK providers offering cheap contract phones and ensure that the final decision you make is informed. There is no need for you to rush the process and later regret the haphazard way in which you handled the whole situation.
Ask for recommendations
If you are applying for a contract phone for the very first time, you might not have all the information you need to make an informed decision. For this reason, your friends, colleagues or even family members are better placed to point you in the right direction. Enquire on the providers they have done business with in the past and start from there. However, do not accept as gospel truth everything that you are told. Make it a point to engage various providers and settle for ones that offer you the best deals based on your tastes, preferences as well as budget.
Read the fine print
It is one thing to be told that a given phone contract is cheap and another thing for the contract to actually be cheap. Most of the time, rogue providers place hidden charges in the terms and conditions because of the tendencies for applicants to give a wide berth to that section of a contract. What this essentially means is that a contract might appear cheap but turn out to be exorbitant. Hence the need to go through the fine print and ensure that everything is as you were told from the start.
Nobody said that whatever deal placed before you is cast in stone. You do not have to accept the deal you have been given at face value. In order to get cheap phone contracts approach the negotiation process from an informed perspective. Do your research and understand what other providers offer and use that information to your advantage by haggling for a better discount.
To sum it up, applying for a cheap contract phone is all about how you approach the whole process. Do not overlook anything and take your time before appending your signature on the dotted line.